Till date every citizen bearing expenses on the day-to-day maintenance and get nothing at the end of the day. Now, every member of this plan will get point volume (PV) on his expenses and every point volume (PV) will be converted into value at the end of the months. 50% of the total value will be saved as Sumi Fund amount and balance of 50% will be released as monthly income for the members. Following steps will make able to get benefits from the plan.